Nightlife Card
Credit lines from $500 to $25,000*
Credit lines from $500 to $25,000*
Average to excellent credit
No fees
Bring your balance down faster to pay less interest
Interest Paid on a $10,000 balance with Nightlife Card vs. Traditional Credit Card by a user making a credit card's monthly minimum payment
| Nightlife Card | Traditional Credit Card | |
|---|---|---|
| Time to pay off the balance | 2 years i | 28 years ii |
| Interest paid over that time | $2,102.71 iii | $14,423.16 ii |
i. Example of amortization period using Nightlife Card.
ii. Source: minimum monthly payment calculator available at https://www.bankrate.com/calculators/managing-debt/minimum-payment-calculator.aspxassuming a $10,000 starting balance, “interest + 1%” minimum and an interest rate of 18%, which is approximately equal to the national average rate for good credit (source:https://www.cardrates.com/).
iii. Interest of $2,102.71 assumes a $10,000 charge and installment payments of $504.29 for 24 months. Installment payments calculated with 18% APR and 24-month term accounting for interest accrued between the charge date and the due date 51 days later.
Apply online and get a credit line from $500 to $25,000*
Pay with Nightlife Card at retail locations and online wherever Visa® is accepted or get funds sent to your bank account
Make monthly payments, which can be debited directly from your bank account
No touch payment is fast, safe, and hassle-free.
Pay with your phone or device by using Apple Pay™ or Google Pay™.
